The asking price is the number everyone compares. It is never the number that decides the budget.
You get the full figure for your specific house, in writing, before you sign.
Purchase tax. Italy taxes the transfer of property. The rate depends on what you are buying and on whether the house will be your main residence, and the calculation is often based on a cadastral value rather than on the price you pay — which frequently works in the buyer's favour. It is one of the first things to ask about, because it can move the figure noticeably.
Notary fees. Paid by the buyer, set against the transaction. They cover the deed, the legal checks and the registration of the property in your name.
Our commission. There is an agency commission, and you will know the exact amount before you make an offer, not after. It is agreed and stated in writing at the start and it does not change later. On the smaller village houses it is normally a fixed sum rather than a percentage, which works out better for the buyer than the usual arrangement. Ask at the first viewing and you will get a number, not a range.
Technical costs. The energy certificate, a survey if you want one, and professional fees if a restoration is planned.
Translation. If you prefer a translator or witnesses at the signing.
Then the running costs. Annual tax on second homes, refuse collection, utilities, insurance. For a village house in Roccatederighi or Sassofortino these are modest, and that is part of why people buy them. For anything with land, a pool or a long drive, the real cost is labour, every year, and it deserves an honest conversation before you buy rather than after.
Shared charges where the property sits in a building with communal parts.
How we handle it. Before you sign anything binding, we put the complete list in front of you with the actual figures for that specific property. If a house is cheap to buy and expensive to keep, you will hear it from us at the viewing.
